I'm buying a home
For the first time
After 16 years of renting,
But first I must learn how
And budget money now,
And this I'm resenting.

I can't take vacations.
I can't eat in restaurants.
I'm filled with frustrations!

How could this happen to me?
I make my money.
I'm working full time.
Each month, bills come.
My wealth goes out the door.
I'm sick of this life;
Now it will get worse!
How could this happen to me?

I've learned to cut back now;
I'm spending less on clothes and entertainment,
I'm buying bargain brands,
I wash my car by hand.
I'm starting my life over again!

Now I try to hold on to a buck to pay my taxes
And mortgage and home repair bills
So I can maintain the dream home I've bought.
Yes, I can!

Don't let it happen to you!
Don't be unprepared.
Save your money now.
Put 10 per cent down
When buying your home,
Then you will pay less
And you'll be "home free".
Don't be unprepared like me!

Don't be unprepared.
Save your money well.
As time goes on,
You'll build up equity.
Success in your life;
You will be "home free".
Don't be unprepared like me!