Baby, We’re Countrywide!
(Baby, It’s Cold Outside)

Ya think there’s a way
Hey Baby, we’re Countrywide
That you just may
Sure Baby, we’re Countrywide
Make it easy to pay
Been hopin’ that you dropped in
Ooh, he’s very nice
No worries if you’re subprime

I really don’t want to worry
Sweetie no need to worry
That one day my rate’ll soar
Just loan you a little more
And I’m really kinda in a hurry
So lets’ do the paperwork
Cause I gotta close today by four
Fine print you can just ignore

Don’t get how they think
Baby, we’ll get you done
My credit scores stink
Just need stated income
I can’t believe they’d
How ‘bout if I throw in
Give me a loan
A big line of credit too

I ought to say no, no, no
How about no points?
Guess it can’t hurt if I apply
I Won’t take you for a ride
Too good to be true?
Nuthin’ but truth here
‘Cause baby they’re/we’re Countrywide

It’s me back again
We’re no longer Countrywide
Remember back when
We’re no longer Countrywide
Just one year ago
Unlucky that you came in
I got my loan
You didn’t read that fine print

Should’ve been more suspicious
Rate resets are delicious
Didn’t see there was a trapdoor
Don’t tell me your rate did soar
Then you acted so malicious
We don’t own your loan no more
Jacked up my rate a point or more
Went up precisely four

I’m hoping that
Baby, credit freeze out there
Get a no-cost re-fi
You can beg and plead I don’t care
Well then can you try
We kissed your loan good bye
A loan modify?
Bought by a sheik in Dubai
Your gonna foreclose tomorrow
Think of my life long sorrow
Wish you never let me borrow
It took two to tango
I really can’t pay
It’s over, there’s no doubt
‘Cause Baby, it was you who lied